Accepted Payment Methods
Décor Lighting use the latest Payment & Security software allowing our customers to experience a positive and smooth shopping experience. We accept all major cards including American Express, credit cards, Apple Pay, Cash, PayPal payment options and Bank Transfer Options allowing our customers to choose the most suitable payment method at checkout.
Payment methods we accept: PayPal, PayPal Pay in 3 Installments, Klarna Pay, Klarna Pay in 3 Installments, American Express, Visa Debit, Visa Credit, Mastercard, Apple Pay, Amazon Pay, Bank Transfer
Credit Card Payments
Décor Lighting merchant account and Stripe payment gateway.
This option allows customers to complete transactions very quickly and securely online. ** Any payments made with Non-UK/foreign cards are subject to further checks and we have the right to cancel orders that do not pass our security checks.
Stripe provides a secure payment gateway (Level 1 PCI DSS), processing payments for thousands of online businesses, including ours. It is Stripe's utmost priority to ensure that transaction data is handled in a safe and secure way.
Stripe uses a range of secure methods such as fraud screening, I.P address blocking and 3D secure. Once on the Stripe systems, all sensitive data is secured using the same internationally recognised 256-bit encryption standards.
Stripe is PCI DSS (Payment Card Industry Data Security Standard) compliant to the highest level and maintains regular security audits. They are also regularly audited by the banks and banking authorities to ensure that their systems are impenetrable.
Stripe is an active member of the PCI Security Standards Council (PCI SSC) that defines card industry global regulation.
In addition, you know that your session is in a secure encrypted environment when you see https:// in the web address, and/or when you see the locked padlock symbol alongside the URL.
So when buying through our site, you can be sure that you are completely protected.
Sensitive Data & Communication Encryption
All card numbers are encrypted at rest with AES-256. Decryption keys are stored on separate machines. None of Klarna’s internal servers and daemons can obtain plain text card numbers but can request that cards are sent to a service provider on a static allow list. Klarna’s infrastructure for storing, decrypting, and transmitting card numbers runs in a separate hosting environment, and doesn’t share any credentials with Klarna’s primary services including our API and website.
Telephone Payments
For security purposes Décor Lighting do not accept payments made over the telephone.
Bank Transfers
Please contact our Customer Service team by telephone on (0191) 482 4443 where we can provide you with our account details in order for you to arrange a BACS transfer to.
Once the BACS payment is compete we recommend you contact Customer Services by telephone, or email to confirm that your payment has been made.
Once payment the has cleared into our account we can then begin the order process and your advised lead time on the product page will begin.
If you require a copy invoice / VAT invoice please email hello@decor-lighting.co.uk where our accounts team can supply this.
Vulnerability Disclosure & Reward Program
By submitting a security bug or vulnerability to Klarna through HackerOne, you acknowledge that you’ve read and agreed to the programme terms and conditions. Please refer to our policy on HackerOne for more information on how to participate in our bug bounty programme.
Pay in 3
We’ve made shopping even easier. At checkout, you can choose to Pay in 3 with Klarna or PayPal, giving you more time and flexibility to pay—at no extra cost.
Split your payment into 3 interest-free installments
No hidden fees or credit checks
Get what you love now and pay over time
Just select Klarna or PayPal Pay Later at checkout and follow the steps. It’s simple, secure, and designed to suit your budget.
Pay in 30 days
Want to try before you buy? With Klarna, you can pay up to 30 days later, giving you time to receive your order, try it out, and only pay for what you keep.
No upfront payment
No interest or fees
Only pay once you're happy with your purchase
Just choose Klarna – Pay in 30 Days at checkout. It’s quick, safe, and gives you extra peace of mind when shopping with us.
